Straight-through processing (STP) best practices The adoption of ISO20022 MX format by the Payments world give us the opportunity to create new guidelines for STP success that could support the interim transition phase and the later phase of full adoption. With STP, you can enjoy the benefit of reducing cost through avoiding repair charges and the beneficiary receiving their funds faster through optimal timelines. A first step toward meeting STP standards is improving the quality and integrity of data included in your payment orders. This guide is to help you improve your straight-through-processing (STP) rates. NEW: Download our reference guide for Customer Credit Transfer Initiation and Commercial payments (Pain.001 and MT 101) NEW: Download our reference guide for Cheque Presentment Notification (Camt.107) NEW: Download our reference guide for FI to FI Payment Cancellation Request (Camt.056) Download our reference guide for Commercial payments (Pacs.008 and MT 103) Download our reference guide for FI Credit Transfer (Pacs.009) Download our reference guide for Bank to Customer Statement (Camt.052) Download our reference guide for Bank to Customer Statement (Camt.053) Download our reference guide for Credit and Debit Notification (Camt.054) Privacy Notice “Bank of America” is the marketing name used by certain of the Global Banking and Global Markets businesses of Bank of America Corporation. Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. © 2025 Bank of America Corporation. All rights reserved. 7920666